Comments on: New Credit Card Scam http://www.reviewsaboutanything.com/fraudandscams/new-credit-card-scam/ Sun, 29 Jan 2012 14:00:39 -0500 http://wordpress.org/?v=2.8.6 hourly 1 By: Jay http://www.reviewsaboutanything.com/fraudandscams/new-credit-card-scam/comment-page-1/#comment-544 Jay Tue, 16 Mar 2010 09:03:21 +0000 http://www.reviewsaboutanything.com/?p=530#comment-544 Lovely.... Lovely….

]]> By: Fred http://www.reviewsaboutanything.com/fraudandscams/new-credit-card-scam/comment-page-1/#comment-532 Fred Mon, 15 Mar 2010 12:29:35 +0000 http://www.reviewsaboutanything.com/?p=530#comment-532 Howdy jay...Nope...I did the same thing you did...:)I got the scam info from my bank! Howdy jay…Nope…I did the same thing you did…:)I got the scam info from my bank!

]]> By: Jay http://www.reviewsaboutanything.com/fraudandscams/new-credit-card-scam/comment-page-1/#comment-523 Jay Fri, 12 Mar 2010 19:18:11 +0000 http://www.reviewsaboutanything.com/?p=530#comment-523 Yip, the little buggers are getting clever these days. There is NO WAYS your ACTUAL company would ever ask for that sort of information, as you said in your post, the credit card companies KNOW what those details are... The only time the banks EVER ask you for information, is when you call them.. This is to prove that correct person has called the bank, and even then, this would usually be PART of the number, or your ID, or a secret password you have setup previously or something along those lines... There are NO reasons they should be asking you to prove your identity when THEY CALLED YOU! They know they called the number on their database, it's for THEM to prove that they are who they say they are. Sadly with the information they give you, you sort of feel like they have proved it, but all that information can be retrieved in many other ways, including thumb sucking (like their company ID) I've had this call before sadly, and as soon as the person said, "I need this information to confirm you are the correct person" my reply was "You called me mate, you prove you are who you say you are, I'm not willing to give out ANY information to someone that called me, especially from a private number" I told the person I woud call my bank back, and what would you know... my bank has NO record of any of these things ever taking place. My wife DID have her credit card cloned last month and her bank did call her. They did not ask her to prove her identiy in ANY way... They purely asked her to confirm the details THEY gave her over the phone, and then asked if she had spent money at a particular place, when her reply was no, they said they would start a fraud case and would sent her forms that needed to be filled in and sent back to the bank in order to be refunded (which included a police statement, which by the way... is the ONLY way the banks are allowed to refund you the money). I thought this also sounded dodgy and called my bank manager straight away, unfortunately he confirmed that the card HAD been cloned and that the forms were needed, and he gave me his number to send the forms to. Hope they didn't catch you out with this one Fred? If they did, let's chat and I'll tell you he correct way to get your cash back... after all, we have just been through the whole process. Yip, the little buggers are getting clever these days.
There is NO WAYS your ACTUAL company would ever ask for that sort of information, as you said in your post, the credit card companies KNOW what those details are… The only time the banks EVER ask you for information, is when you call them.. This is to prove that correct person has called the bank, and even then, this would usually be PART of the number, or your ID, or a secret password you have setup previously or something along those lines… There are NO reasons they should be asking you to prove your identity when THEY CALLED YOU! They know they called the number on their database, it’s for THEM to prove that they are who they say they are. Sadly with the information they give you, you sort of feel like they have proved it, but all that information can be retrieved in many other ways, including thumb sucking (like their company ID)

I’ve had this call before sadly, and as soon as the person said, “I need this information to confirm you are the correct person” my reply was “You called me mate, you prove you are who you say you are, I’m not willing to give out ANY information to someone that called me, especially from a private number” I told the person I woud call my bank back, and what would you know… my bank has NO record of any of these things ever taking place.

My wife DID have her credit card cloned last month and her bank did call her. They did not ask her to prove her identiy in ANY way… They purely asked her to confirm the details THEY gave her over the phone, and then asked if she had spent money at a particular place, when her reply was no, they said they would start a fraud case and would sent her forms that needed to be filled in and sent back to the bank in order to be refunded (which included a police statement, which by the way… is the ONLY way the banks are allowed to refund you the money). I thought this also sounded dodgy and called my bank manager straight away, unfortunately he confirmed that the card HAD been cloned and that the forms were needed, and he gave me his number to send the forms to.

Hope they didn’t catch you out with this one Fred? If they did, let’s chat and I’ll tell you he correct way to get your cash back… after all, we have just been through the whole process.

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